Loan Information

Direct Loans

The William D. Ford Federal Direct Loan Program


Baker College currently offers loans through the William D. Ford Direct Loan Program (FDSLP). This loan program offers low interest rate loans to students and parents and is available to all qualified students (undergraduate and graduate). The student must attend at least half-time (half-time is six credit hours per term for undergraduate and four credit hours per term for graduate students) to be eligible for any type of federal student loan.


Federal Regulation Requirements
Direct Loan Master Promissory Note
Entrance Loan Counseling
Exit Loan Counseling
The loan counseling materials below are provided as a resource for students who are completing their entrance and/or exit counseling requirement.
Entrance Loan Counseling Guide
Exit Loan Counseling Guide

Direct Loan Information
How to Apply for a Loan
Types of Student Loans
Loan Limits
Loan Interest Rates & Fees
Direct Loan Servicers
Loan Disbursements
Student Loan Code of Conduct
Borrower's Rights and Responsibilities
Direct Loans Brochure
Direct Lending Frequently Asked Questions
Repayment, Deferment & Default Information
Nelnet Diversified Solutions (NDS)
Student Loan Repayment Plans
Calculators for Repayment Plans
Loan Consolidation
Difficulty Making My Payments
Delinquency & Default

Financial Literacy
Information on budgeting, credit reports, credit scores, and savings.
What is Financial Literacy?
USA Funds Life Skills Program
Financial Awareness Counseling

Private Loan Information
Private Loan Information
Private Loan Lender Selection
Private Loan Self Certification Form

Additional Information
Loan Contact Information
Campus Contact Information


The Baker College System